I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Facts and Tips

Tips on Managing Superannuation

Should my employer be making contributions on my behalf?

Most employees earning more than $450 a month should be receiving some form of contributions from their employer. Contributions are generally 9 ˝ percent of your salary and are made on a quarterly basis by your employer into a fund of your choice. If you don’t choose a fund, your employer will actually choose a fund for you.

How can I find out my employer is making contributions on my behalf?

The best way of finding out whether your employer is making contributions for you is to find your super fund. Give them a call and find out whether your quarterly contributions have been made into the fund for you. If they’re not, then you might need to engage with your employer on this matter. Or if you are encountering any difficulties, contact the experts at www.australiansuperfinder.com.au

Should I be contributing additional amounts to my super?

When possible, and depending on your individual circumstances, you should consider making additional contributions to your superannuation. Even small regular contributions over your working life could have a huge impact on your retirement savings in the long term.

How can I make additional super contributions?

Additional contributions could be made tax-effectively by engaging with your employer to find out whether or not they’ll make this on your behalf as part of your salary package. Alternatively, your employer can make after-tax contributions on your behalf. You can also contact your fund and make your own direct contributions.

Should I keep Multiple Super Accounts?

Multiple accounts means multiple fees. Consolidating your superannuation into one account can reduce the total amount of fees being paid. Any savings early in your working life can have a huge impact in the amount of money that you ultimately have in retirement. Multiple accounts can also increase the chance of losing track of your super.

You will find more tips on how to manage your superannuation by consulting our administrators at 1300 252 167

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