I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Investment Options

Freelance or Self-Employed for Superannuation

If you are self-employed or freelance, you are frequently moving between numerous various projects so are not committed to an individual employer. Your roles could be diverse and different, and your superannuation arrangements can alter from one job to another.

If you are self-employed or freelance and a Media Super member, chances are you are a member of a personal division. This means a certain employer does not back you in making contributions for you. Still, you have all the pros of selecting Media Super as the super fund of your choice and could move inside and out of the particular division as your situations change.

Here, we summarise a few of the major arrangements you could find yourself under.

You Earn Wage as A Small Business Owner Or Sole Trader

A tax deduction could be granted for the payments made by you to your superannuation. For more info, see self-employed.

You Earn Wage For Contract Services

You could be working in one or numerous contract jobs under the agency placement arrangement, be directly employed under an individually-negotiated service contract or offer contract services funded by your own business by supplying an ABN.

A few employers think that contractors are accountable for contributing their superannuation, but this isn't certainly the case. You could be qualified for superannuation from your employer depending on the contract's nature.

If you are unsure whether you are a Contractor or an Employee for superannuation purposes, contact our managers at Australian Super Finder. Call us at 1300 252 167

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