I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Finding and Consolidating Lost Super

Changing Jobs or Work Circumstances

Selecting the most excellent superannuation fund for you would be great.

What benefits to seek in a super fund:
• Various investment options
• Low fee structure
• Seminars and educational programs
• Expert advice
• Online account control
• Comprehensive insurance at lucrative premiums
• Member rewards

Changing Employers

Do you know that in most instances you can select which fund your superannuation is contributed into, despite who you're working for or what business you're working in? To keep your payments going into the main superannuation fund, all you have to do is provide your employer with your account number and request them to contribute into your main super account. Also, your employer may perhaps ask you to fill out a Choice nomination form.

Change in Circumstances

You do not require an employer to continue building your superannuation. Are you self-employed? You could be qualified to get tax deductions for payments made into super. Learn more about independent payments.

Or if you're taking a break from work, making after-tax payments (even tiny amounts) can make an enormous difference to your maximum amount of superannuation at retirement due to the compound interest, which is interest earned on interest.

You perhaps even have a spouse eager to make payments into your super account or divide their superannuation with you so as to help you head in the right direction.

Pros of Consolidating Super

Save time. Combining your superannuation together signifies you only have a single account to monitor.

Monitor your investment. Having super in a single place will make it easier to take control of your investment plan.

You could save expenses by setting one set of charges. If you have over one superannuation fund, you are probably paying numerous sets of charges.

Want some advice or tips?

We have skilled, available financial planners to speak to you in person or over the phone about your superannuation. There is no obligation and no charge in most cases. Ask for an appointment.

Keeping your superannuation combined can be difficult, particularly when you change industries or jobs. We have made Australian Super Finder available to suit individuals of various working age, even though you are self-employed or just taking a vacation the work. Go to their website at www.australiansuperfinder.com.au or call them at 1300 252 167

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