I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Facts and Tips

Super: Is It Time To Check Your Investments?

Many things can occur between the moments wherein you commence your first work, and you retire. From creating a career, purchasing a home as well as raising a family, to handling setbacks like divorce or redundancy, life does not stand still and so should not your investments.

In all chances, the investment decision you made when you were 25 could no longer be proper at age 55 or 65. Or you couldn't have made a practical choice, choosing your super fund's default route instead.

In the majority of instances, the default choice is a "balanced" portfolio of growth as well as conservative assets. The combination of investments is selected by the super fund manager to match the typical fund member who could be anywhere between 18 and 65 years old.

This approach's problem is that each of us have a tad different desire for risk as well as different financial situations. What is more, this stuff isn't set but can and do alter as you advance through life.

Check the Menu

To guarantee your superannuation suits your current needs, begin by examining how your cash is invested and associate this with something on the super fund's menu.

All superannuation funds have various investment choices for you to pick from. These depend on the types of assets they have. Your decision will vary according to the amount of risk you're eager to take as well as the expected return to make ultimately.

Most super funds today provide an a la carte list of single asset choices, for instance, Australian shares, sustainable shares, international shares, fixed and property interest, which can be mixed and matched to suit.

On the other hand, you can pick from a range of ready-mixed choices to match various risk profiles.

Super investments can be trick. If you want to get the most out of your super investments, you can opt for the advice of our experts at www.australiansuperfinder.com.au. Call us at 1300 252 167

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