I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Facts and Tips

Your Retirement May Be Longer Than You Think

Treasurer Joe Hockey's current Intergenerational Credit report highlights the need for Australians to factor a higher life span right into their retirement plans, so they're financially and emotionally prepared for the lengthy as well as an active, retired-life that's ahead of them.

Presently in Australia, men are anticipated to live to 80.06 years and the women to 84.31 years indicating a minimum of 20 years in retired life. However, the report projects that this will indeed increase, with normal life expectancies at birth expected to get to 95.1 years for men and 96.6 years for females by 2055. This indicates that Australians might be investing much longer in retirement than they had formerly believed.

Here are a number questions to ask yourself to help you get ready for a retired life that's most likely to last longer than the expected 20 years:

1. Will you have enough cash to preserve your way of living?
There is no set regulation regarding how much is enough, but with Australians living much longer, you'll probably need more than the previous generations.

There is no collection rule concerning just how much will suffice, and with Australians living longer, you'll most likely require more than the previous generations.

Australia's ageing population will certainly have an impact on retirement plans. The credit report shows Australia's transforming demographics indicating there's most likely to be less engaged taxpayers to sustain senior citizens who could require the Age Pension. With this in mind, it's smart to consider methods to grow your retirement financial savings proactively to minimize the opportunities of you having to rely upon the Age Pension plan.

To ensure you do not outlast your retirement cost savings:

Make voluntary contributions to super

Estimate the limitations, salary sacrifice some of your pre-tax revenue or making after-tax payments from sources such as your take-home income or savings can be a tax-effective means to expand your nest egg.

Spend Outside Super

Depending on your hunger for risks and financial circumstance, you can choose from shares, revenue, compounding interest or saving.

Prepare for the long retirement through super savings. Learn more about it through our resources at www.australiansuperfinder.com.au

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