I had no idea where my lost super was or the names of the funds. I just new it was scattered everywhere and I should definitely have more than $3,000 in my super. Australian Super Finder found all 7 of my funds and now my balance is almost $50,000. Thank you so much for getting my super back on track. ? Leonie, Thomastown VIC

Super Facts and Tips

Investment Classes that You Can Opt for with Superannuation

They include property, Australian shares, international shares, and alternatives.

When it comes to investments, you will see there’s really no big difference. That’s what it really means here short term. We can outline each one of them down the next. This is what we mean here by risk. There really is a great likelihood of gaining a negative return if you’ve got a shorter time-frame if you’ve got these types of investments.

But in the long term, they do tend to give us a higher return, whereas the defensive investments are tried and true. Like our ferries wheel you know what you’re in for but on the long term period the trade off is they do tend to barely keep the phase in terms of concession. So it’s really a trade off.

The best thing to do is to have both types of investments in our plan. Even when you’re opting for a defensive investment you are still opting for two types: class and fixed interest. Just choose where you feel is most comfortable for you.

You can also have a managed option made up of:
• Diversified Shares
• Growth
• MySuper Balanced (Default)
• Socially Responsible Balanced
• Conservative Balanced
• Conservative

You can also have build your own options
• Australian Shares
• International Shares
• Diversified Property
• Diversified Fixed Interest
• Cash

If you have a managed option, you make the decisions on how much is going into each on your behalf. But for those of you who’d like a little bit more control, and the flexibility to apply how is going into each class, you have the Build your own options. The characteristics of investment options include:
• There is no switching fee, however, buy/sell spreads will apply
• Switching investment-options can be made on a weekly basis
• Switching investment-options can be made online

For more information about investment classes and options for superannuation, go to www.australiansuperfinder.com.au

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